Family financial planning for every stage of life
Protect your income, give your kids a head start, build retirement savings and pass on what you’ve built. One plan, built around your family, in Long Beach or by video.
The six pillars
What a complete family plan covers
You don’t need all six at once. Most families start with protection, then add the rest as income and goals change.
Life insurance
Replace your income if you die, and with living benefits, get help if you face a serious illness.
Learn more › 02Children’s savings
Compare kids’ life insurance, 529 plans and custodial accounts, and pick the right tool for each goal.
Learn more › 03Tax-free retirement income
Indexed universal life can add retirement income through policy loans, within the tax rules.
Learn more › 04Career change rollover
Changing jobs? Move your old 401(k) the right way and avoid withholding and penalties.
Learn more › 05Retirement protection
Annuities can turn part of your savings into income that lasts as long as you do.
Learn more › 06Estate planning
Leave cash, not a mess. Life insurance, trusts and beneficiary forms, worked out with your attorney.
Learn more ›Checklist by life stage
Where is your family today?
Just married or new home
- ✓Life insurance that covers the mortgage
- ✓Name each other as beneficiaries
- ✓Start or raise retirement savings
Growing family
- ✓Cover both parents, including a stay-at-home parent
- ✓Pick a savings tool for each child’s goal
- ✓Name a guardian in a will
Mid-career
- ✓Roll old 401(k)s over when you change jobs
- ✓Check coverage against today’s income
- ✓Add tax-diversified retirement savings
Nearing retirement
- ✓Plan income you can’t outlive
- ✓Update trusts and beneficiary forms
- ✓Decide how to leave money to heirs
Families we’ve helped
My husband and I got an IUL policy for us and our two children, ages 7 and 4. We went in with a specific budget, and the team listened and tailored a policy that fits. Jordan and Sarun used graphs and charts to show us exactly how it works.
Jordan and Sarun gave us a comprehensive guide to how universal life insurance works for our daughters, and answered every question afterward. Never once did we feel pressured to purchase any policies.
Family financial planning FAQ
What should a family financial plan include?+
Protection (life and health coverage), savings for your kids, retirement savings and income, and a plan for passing on what you own. The order depends on your age, income and who depends on you.
Does a stay-at-home parent need life insurance?+
Often, yes. If that parent died, the family would have to pay for childcare and household help. Coverage can pay for that.
How often should we review our plan?+
At least once a year, and after any big change: marriage, a new baby, a new home, a job change or a death in the family.
Can we meet in Spanish?+
Yes. Cristal Diaz on our team speaks Spanish and English. Mention it when you book.
Build your family’s plan
Free analysis, no obligation. We’ll show you what to do first.
[Licensing and disclosure wording: to be added at client review]